美聯(lián)儲(chǔ)將于本周考慮一份提議草案，擬針對在美國展開大型業(yè)務(wù)的外國銀行推出更嚴(yán)苛的新規(guī)。
The Federal Reserve’s top regulation official on Wednesday called for broad new liquidity and capital rules for the U.S. operations of large foreign banks，that would align them with those for American banks and protect the still vulnerable financial system.
12月5日，美聯(lián)儲(chǔ)高級(jí)官員表示，要對在美運(yùn)營的大型外資銀行制定新的流動(dòng)性和資本要求方面的規(guī)則，使其與美國銀行的規(guī)則相一致，以保護(hù)仍然很脆弱的金融體系。(路透社)
In late 2008-in response to the financial crisis that began in the United States but spread globally-the Fed extended hundreds of billions of dollars in emergency loans to support the U.S. units of European banks that were shaken by the deep turmoil. That stoked anger at banks，leading in part to the 2010 Dodd-Frank financial reform legislation.
2008年下半年，為了應(yīng)對始于美國的金融危機(jī)，美聯(lián)儲(chǔ)以緊急貸款的形式向歐洲銀行在美分支注入大量資金。這引起銀行的憤怒，在一定程度上促成了Dodd-Frank法案的改革。(路透社)
The 2010 Dodd-Frank law mandates that the Fed impose stricter capital，liquidity and other rules on large banks， including foreign banks with a significant U.S. presence. The Fed put out a draft regulation for U.S. banks last year but up until now hasn’t unveiled its plans for foreign banks.
2010年的Dodd-Frank法案對大型銀行制定了更為嚴(yán)格的資本、流動(dòng)性及其他方面的規(guī)則，其中也包含了在美國有大量業(yè)務(wù)的外資銀行。去年，美聯(lián)儲(chǔ)對美國銀行起草了一份監(jiān)管方案，但迄今為止沒有公布針對外資銀行的規(guī)則。(華爾街日報(bào))
Fed governor Daniel Tarullo，the central bank’s point man on banking regulation，said in a speech Nov. 29 that the Fed will require foreign banks with large U.S. operations to house their U.S. arms in a bank holding company structure to ensure that the foreign banks meet the same capital requirements as their U.S. competitors.
美聯(lián)儲(chǔ)官員丹尼爾·塔魯洛是負(fù)責(zé)銀行規(guī)則的官員，他在11月29日曾表示，美聯(lián)儲(chǔ)將要求在美國有較多業(yè)務(wù)的外資銀行以銀行持股公司的結(jié)構(gòu)來設(shè)置其美國分支，以確保這些外資銀行和其美國競爭者面對同樣的要求。(華爾街日報(bào))
Banks have relied increasingly on shorter-term funding and riskier trading over the last decade，Tarullo added，arguing that U.S. regulators cannot be“completely reassured” by the capital levels of foreign banks.
塔魯洛說，在過去10年中，銀行越來越依賴短期融資以及風(fēng)險(xiǎn)更大的交易，美國監(jiān)管者無法對外資銀行的資本水平完全放心。(路透社)
Mr. Tarullo also indicated the foreign bank rule will contain many of the same elements that the rule for U.S. banks did，including“stress testing”requirements and limits on the exposure to other banks.
塔魯洛先生還指出，外資銀行的規(guī)則將包括許多和美國銀行規(guī)則相似的內(nèi)容，包括壓力測試以及對其他銀行敞口的上限。(路透社)
Tarullo characterized his plan as“a middle course”that would，effectively，let U.S. regulators stop relying on foreign oversight of banks doing big business in the United States.
“By imposing a more standardized regulatory structure on the U.S. operations of foreign banks，we can ensure that enhanced prudential standards are applied consistently across foreign banks and in comparable ways between U.S. banking organizations and foreign banking organizations，”Tarullo told a Yale School of Management forum.
塔魯洛所謂“中庸之道”的計(jì)劃將使美國的監(jiān)管者能擺脫對在美國業(yè)務(wù)較多的外資銀行的失察。塔魯洛在耶魯大學(xué)管理論壇上表示，通過對美國外資銀行更為標(biāo)準(zhǔn)化的管理結(jié)構(gòu)，我們能確保改善了的謹(jǐn)慎的標(biāo)準(zhǔn)在外資銀行中能保持一致性，并且在美國銀行管理和外資銀行管理方面具有可比性。(路透社)
The change will affect foreign banks that had changed their structures—or were contemplating such changes—in order to duck higher capital requirements imposed by Dodd-Frank. Germany’s Deutsche Bank and the U.K.’s Barclays PLC both undertook corporate restructurings in order to avoid having to pump in billions of dollars into their American arms.
這一要求將影響到那些為了規(guī)避Dodd-Frank法案而改變了其結(jié)構(gòu)或正試圖改變結(jié)構(gòu)的外資銀行。德意志銀行和英國巴克萊銀行為了避免對其美國分支注入大量資金就進(jìn)行了企業(yè)重組。(華爾街日報(bào))
Earlier this month，the Fed said it would delay the so-called Basel III capital standards beyond a January 1，2013，deadline. That caused ripples globally，prompting some to worry that banks’intensive lobbying efforts succeeded in watering down and delaying post-crisis reforms.
本月早些時(shí)候，美聯(lián)儲(chǔ)表示，巴塞爾III將無法在2013年1月1日實(shí)施。這在全球范圍內(nèi)引起反響，一些人開始擔(dān)憂密集游說獲得了成功。(路透社)
美聯(lián)儲(chǔ)將于12月14日召開會(huì)議研究外資銀行新規(guī)則。